There's that old story about Joe Kennedy who said he knew it was time to get out of the market when his shoeshine boy started giving him stock market tips. That was in 1929 right before the stock market crash and the start of the Great Depression. I think that's where we are now. I've begun selling my stocks. Interest rates will increase. And bond prices will go down as a result. I don't think it's a good time to be heavily in the market, but if the millennials prop it up for awhile, that's fine by me. Gives me more time to cash out intelligently.