Increase Your Cash Flow Immediately by Doing This Simple Thing

Cynthia Wylie
4 min readFeb 20, 2024
Photo by Towfiqu barbhuiya on Unsplash

Cash flow is all about timing. You can be profitable and still go bankrupt if you don’t have enough cash to pay your bills.

One of the easiest ways to generate better cash flow is incredibly simple:

Pay your bills more slowly and collect the money owed to you more quickly.


It’s a simple concept.

But simple is not always easy.

On the Payables Side

Here are some tips on the accounts payable side of the equation.

Establish a relationship with your vendors (the companies or people who sell you the services or materials you need to make your products).

Part of this relationship should include negotiating terms of payment.

You may not be able to negotiate terms the first time you buy from them, but over time, if you develop a relationship of trust, you can talk them into giving you terms.

Terms would be something like not paying a deposit on your orders, or not paying upon delivery, but paying thirty days or more later.

All the big companies do this.

Don’t be afraid to ask for it.

If your vendors won’t do it, find another one who will.

And you can tell your vendor that as a negotiating tactic.

So and so down the street is going to give me 30 day terms, so if you don’t match it, I’ll move my business.

Yes, don’t be afraid to do that!

Business people are used to those kinds of tactics.

You can also negotiate with a vendor that you will pay them a small deposit on an order, and then thirty, sixty or ninety day terms after the delivery for the balance.

Be creative. You must get those terms.

In a pinch, you can use a credit card and pay on the 29th day before interest kicks in. That gives you almost 30 days to pay for your goods.

Obviously, as your orders increase, you may not have enough room on your credit cards to put in an order…



Cynthia Wylie

Founder of Bloomers Island. Published children’s book author at PRH. Writes about big kid’s stuff like economics & business, too.